PAYMENT PLANS FOR PRIVATE SALES
Create a Payment Plan
The seller
Marcus D.
Grand Rapids, Michigan · Reupholsters high-end furniture
I restore and reupholster older furniture, bringing worn chairs and sofas back to life and selling them for thousands of dollars.
Assuryn helps me screen out scammers by verifying buyers’ identities before negotiating. Payment plans backed by agreements help me sell more, hold my prices, and feel confident dealing with strangers.
The buyer
Ryan T.
Chattanooga, Tennessee · Bought his first motorcycle
I like to live within my means, and spreading out bigger purchases helps me keep things manageable without asking sellers to lower their prices.
Assuryn helped me buy the motorcycle I wanted with a down payment and automatic payments every two weeks. The seller had a signed agreement protecting him, and I could finally ride without paying everything upfront.
Verified!
Choose automated payments through Assuryn — charged directly on schedule — or handle payments outside the platform and log them for a complete record.
Auto-charge buyers on due dates
Log external payments with receipts
Full history for both parties
Step 1
Find your buyer.
Connect through Facebook Marketplace, your social channels, or your existing network. Assuryn comes in after you’ve found each other.
Step 2
Agree on the terms.
Decide together on the sale price and payment schedule. Only offer terms you’re comfortable accepting.
Step 3
Request ID Verification, if you'd like
Want to ensure you the buyer is legit? Have them complete ID Verification before accepting your contract terms.
Step 4
Formalize the arrangement.
Use Assuryn to document the agreed terms in a sales agreement.
Step 5
Send to Buyer for review. then
Receive payments as your buyer pays.
Step 5
Track payments over time
Keep track of the remaining balance.
Seller case study
Selling a Dodge Charger 2008 with a structured payment plan
Active payment plan
$16,000 sale price · 25% paid
For the seller of this Dodge Charger 2008, accepting installments meant considering both the buyer’s trustworthiness and how payments would be managed. They chose Assuryn to help screen out scammers and give them more confidence in proceeding with a payment arrangement.
The agreement
Seller
vs
Buyer
The buyer and seller agreed on a sale price of $16,000 USD, split into four installments of $4,000, with payments scheduled every 30 days. This set out how much the buyer would pay and the interval between payments.
Agreed terms
Details
Item
Dodge Charger 2008
Sale price
$16,000 USD
Payment schedule
Four $4,000 installments, every 30 days
Seller’s reason for using Assuryn
Help screening out scammers and greater trust in the payment plan
Progress so far
Active payment plan: The seller reports $4,000 paid (25%), with $12,000 remaining across three installments. No payments are overdue; the sale is not yet fully paid.
Payment details and status are seller-reported. A dated status update, item photo, and matching redacted payment-plan screenshot are needed to complete the case study.
Read the Seller Protection Guide
Do I receive the full sale price upfront?
No. You receive payments over time as your buyer pays. Assuryn does not advance you the sale price or purchase the money your buyer owes you.
Is this like Affirm or Klarna?
Assuryn enables you to offer seller financing. You’re agreeing to accept payment over time; Assuryn is not stepping in to fund the purchase and take over the buyer’s repayment risk.
What happens if my buyer stops paying?
Your signed sales agreement documents the buyer’s payment obligations and provides a foundation for pursuing repayment. You carry the risk of nonpayment; Assuryn does not cover missed payments or guarantee collection.
What does the sales agreement do?
It puts the agreed price, payment schedule, and buyer’s obligations in writing. Together with identity verification and payment records, it supports your claim if you need to pursue unpaid amounts. The agreement provides a contractual backstop, not a guarantee of payment.
Offer a payment plan only when you’re comfortable with the buyer, the terms, and the possibility of missed payments.
What options do I have if a buyer does not pay?
Under the agreement described in the Seller Protection Guide, your options include:
Document the dispute: Open a platform dispute when a buyer marks payment as sent but it has not arrived within two business days.
Request the remaining balance: After two missed payments, or a payment more than seven days overdue, the agreement allows you to declare the remaining balance due by written notice.
Attempt direct resolution: The agreement calls for direct communication within seven days of a dispute notice before arbitration.
Pursue further recourse: Depending on the agreement and applicable law, options may include eligible small claims proceedings, AAA arbitration, collections, or temporary court relief to protect property.
Assuryn provides documentation and structure; it does not mediate or enforce repayment. Sellers pursue their own remedies. Legal and collection costs may apply, and recovery is not guaranteed.
If you’re comfortable accepting payments over time, a payment plan gives you another option to discuss before reducing your price or walking away.
Seller fee
6%
on each installment.
Buyer fee
4%
on each installment.
When fees apply?
Each installment.
Other Assuryn charges
None. Sales agreements and ID verification are free.
Does Assuryn help me find a buyer?
No. Assuryn is not a marketplace. It helps you arrange payments after you and a buyer have already found each other.
Can I use it with a buyer I found on Facebook Marketplace or TikTok?
Assuryn is designed for private transactions where you already have a buyer. Assuryn is independent of those platforms.
Can my buyer pay without interest?
[Interest-free payment options and applicable fees: to be confirmed.]
Do I have to accept a buyer’s proposed terms?
You decide whether you’re willing to offer a payment plan. Agree only to terms you’re comfortable with.
When should I hand over the item?
[Item handover requirements: to be confirmed.]
What can I sell using Assuryn?
[Supported items, transaction limits, and exclusions: to be confirmed.]
Visual idea: A simple FAQ accordion with clear question text, plus/minus icons, and generous spacing. Keep answers text-based; no stock photo is needed.
If you’re willing to accept payments over time, put the arrangement in writing and keep track of it with Assuryn.
Create a Payment Plan
You provide the financing. Your buyer pays over time. Assuryn helps you manage the arrangement.
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